I did check the site but the answers aren't always clearly put on the paypal site let alone in their TOS. First, are you allowed to have both a personal account and a business account, providing they're attached to two different bank accounts? Second, on a personal account it says that after a certain amount of transactions that it will automatically "upgrade" you to a premier account but it says that certain transactions do not count - what kind of transactions don't count in that?

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