Thread: Can I get a Chargeback?

I purchased a link on a website for 1yr at 90$.. The link was of Poker site. Now after 1 month he has removed the link when I contacted him he says that his google traffic is affected coz of that, when I asked him to pay me the money back he says he`ll not pay me back because he has withdrawn all the money to his bank account and when I said I would file a chargeback he says he`ll close his paypal account....

So will I able to recover my money...?

Not through Pay Pal more than likely, they rarely side with 'electronic' type transactions.

I have no idea but I honestly hope so. Have you got any documentation?

@GRIM

Is there now way that Paypal can get to him even though he closes his account..?

@Rhiannon
How can I have any documentation..?

When you paid him, did you type in that the money is for a banner being up on his site for a year? This is thru paypal there is a section where you type what the money is for. That is proof that you paid for a year and also you have his email saying that he took it down.

Originally Posted by shadow

@GRIM

Is there now way that Paypal can get to him even though he closes his account..?

If he does not fund the account and he closes any accounts hooked up to it, no Pay Pal will not go out of there way to get the money.

PLUS if you read Pay Pal's TOS they do not give protection on electronic items such as this.

Just go for it and see what happens.

Maybe you can not close your account with open disputes?

@GRIM
I think there are 2 ways you can chargeback someone..
1.Through Paypal
2.Through the Credit Card company..

If I`m right do I have any chances by 2nd option...?

@Rhiannon
In that Section I just wrote links for 1 yr...:2027:

Find out where to little sneaky thief lives and introduce him to "Mr Fist"

(When I typed fist into google to check id spelled it correctly look what the second result is rofl)

fist - Google Search

Originally Posted by Hurley4540

Just go for it and see what happens.

Maybe you can not close your account with open disputes?

If there is no money in the Pay Pal account one would simply close the accounts associated with the account so Pay Pal has no method of getting the funds, short of a lawsuit, etc.

Originally Posted by shadow

@GRIM
I think there are 2 ways you can chargeback someone..
1.Through Paypal
2.Through the Credit Card company..

Yes if you used your credit card, however Pay Pal might not like you bypassing them and in fact charging them back via your credit card.

In such a case I would not be shocked if Pay Pal closed your account and with good reason.

If you paid via cc at paypal, do a chargeback with your cc.

Paypal will not like it, but the cc company will get the money from paypal.

As for whether paypal closes your account?
50-50 on that.

Unless you do a lot of business through your paypal account, it is worth the risk.

Risking having your Pay Pal account closed off, especially when technically it could be argued you did not bide by Pay Pal's own terms is really not a good idea for not even $90 as you did get some of the advertising.

If you sent it as service/other then NO, if goods then 80% chance!

Originally Posted by iowadawg

If you paid via cc at paypal, do a chargeback with your cc.

Paypal will not like it, but the cc company will get the money from paypal.

As for whether paypal closes your account?
50-50 on that.

Unless you do a lot of business through your paypal account, it is worth the risk.

Y would paypal close my account...?

Don't even think of chargeback ....... the moment you 'll mention poker linkin chargeback description .... they will limit your paypal account instead.

Originally Posted by shadow

Y would paypal close my account...?

Because you would not be charging back the person who took your money, you would be charging back Pay Pal, going over their heads, breaking the TOS and much more.

Why wouldn't they close your account?

IT MEANS ANYWAY ONLY I`M SCREWED :2011:

Originally Posted by shadow

IT MEANS ANYWAY ONLY I`M SCREWED :2011:

Well you take that chance when using Pay Pal as a form of payment when their own user agreement states.

I am also including the bit about charge backs, what is stated does not sound like it would be a bad thing, the question is do you want to take the chance?

13.7 What items are not covered by PayPal’s Protection for buyers?

PayPal's protection for buyers only applies to payments for tangible, physical goods that can be shipped. Payments for intangibles, services, custom made items, airline flight tickets, eBay classified advertisements, items prohibited under our Acceptable Use Policy or licenses and other access to digital content are not eligible under PayPal’s protections for buyers.

13.8 Relationship between PayPal’s protection programs and Chargebacks

Credit card chargeback rights, if they apply, are broader than PayPal’s protection programs. Chargeback rights may be filed more than 45 days after the payment, may cover unsatisfactory items even if they do not qualify as SNAD, and may cover intangible items.

You may pursue a Dispute/Claim with PayPal, or you may contact your credit card company and pursue your chargeback rights. You may not pursue both at the same time or seek a double recovery. If you have an open Dispute or Claim with PayPal, and also file a chargeback with your credit card company, PayPal will close your Dispute or Claim, and you will have to rely solely on your chargeback rights.

If PayPal does not make a final decision on your Claim until after your credit card issuer's deadline for filing a chargeback, and because of our delay you recover less than the full amount you would have been entitled to recover from the credit card issuer, we will reimburse you for the remainder of your loss (minus any amount you have already recovered from the seller).

So if i chargeback with my cc... will paypal be the one paying me if ever he closed his account..if yes then that way I can be safe right?

Originally Posted by shadow

So if i chargeback with my cc... will paypal be the one paying me if ever he closed his account..if yes then that way I can be safe right?

yes they would be, but 'by safe' you mean Pay Pal possibly closing your account and making Pay Pal pay for something they technically should not makes you no better than the scammer IMHO.

Possibly chalk this one up to experience, and name and shame the dude who scammed you. Help others from having the same guy do the same thing to them.

I would certainly open a dispute with paypal over this and see what happens if you have paid for a service for 1 year and it gets withdrawn after one month then you want the majority of your money refunding.

I think you have got 60 days from the transaction date to open a dispute.

If the payment was through a provider they should cover that in the chargeback policy.